Self-Employed? Get Approved.
Comprehensive Solutions for Every Borrower
Home Loan
Home Refinances
Second Mortgage
Dedicated Expertise, Built for Your Success
Skynet Financial Co. stands apart as a lending partner that combines local market expertise with highly specialized loan knowledge. We are committed to simplifying the mortgage process for every California borrower—from traditional financing to complex Non-QM and Bank Statement needs. Our 5-star rated team ensures you receive personalized guidance, competitive rates, and fast closing times so you can achieve your financial goals with confidence.
MORTGAGE
Your Trusted Partner in California Home Lending
Skynet Financial Co. was founded with a singular mission: to provide California borrowers with transparent, accessible, and comprehensive mortgage solutions, no matter how complex their financial picture. While we proudly offer all major loan types—including Home Loans, Refinances, VA, and FHA programs—we have distinguished ourselves as experts in the Non-QM (Non-Qualified Mortgage) space. This specialization allows us to successfully serve self-employed professionals, real estate investors, and those who need flexible underwriting, ensuring that ambition is never hampered by rigid traditional bank guidelines.
Our commitment extends beyond the product itself; we promise a 5-star rated, client-first experience where every application is handled by a dedicated professional.
Your Journey Home: Our Simple 3-Step Loan Process
Consult & Qualify
Start with a free consultation by phone or online. We discuss your financial goals and quickly match you with the best loan program—whether it's VA, FHA, or our specialized Non-QM options.
Application Process
We help you complete the digital application and gather necessary documents. Our dedicated team handles the swift underwriting process, keeping you informed any requirements.
Clear to Close & Fund
Once your loan is approved, we finalize the closing details. You sign the documents and the loan is funded, putting the keys in your hand or the cash in your account.
Book an Appointment
Ready to See Your Loan Options?
Your Dedicated Lending Partner, From Self-Employed to First-Time Buyer
At Skynet Financial Co., we believe everyone deserves a clear path to successful financing. We specialize in serving the full spectrum of borrowers, including traditional W-2 employees seeking competitive rates on VA and FHA Loans, and self-employed professionals who benefit from our expertise in Non-QM and Bank Statement Programs. Our approach is always client-centric, designed to look past rigid guidelines and focus on your true financial capability. We treat every client not as a number, but as a long-term partner in achieving their homeownership and investment goals.
Based in Tustin, we are intimately familiar with the unique complexities of the California real estate market. Our local knowledge spans key metro areas, including Los Angeles, San Diego, Irvine, and San Francisco, enabling us to provide advice and secure loans tailored to specific regional challenges and opportunities. Choosing a local lender like Skynet means gaining a strategic advantage—you work with experts who not only understand mortgages but understand your market. We are here to help you navigate California’s landscape successfully.